Five Myths About Health Care Around the World

[Bond]

Originally Posted by Professor S

I'd actually like to ask what people think about "risk pooling" that McCain talked about recently, where he addresses those that can't get insurance for pre-existing conditions by pooling them together and having a government agency help purchase insurance for everyone as a group to help reduce costs. This would help fill the current gap in the uninsured who want coverage, but also not force anyone to get insurance if they don't want it and wouldn't sabotage the free market and/or employer provided care the large majority of Americans currently enjoy.

It sounds like quite a good idea, and somewhat similar to the idea I posted in our other health care thread that would create a charity operated "mutual insurer." That idea would also not add to the deficit - imagine that!

McCain's proposal seems to be a proper and effective use of government power within the private sector. Having these citizens whom have pre-existing conditions pooled together as a group would also reduce their risk of being dropped by insurance companies. Most of those horror stories you hear of persons being dropped are under an individual policy, and not a group policy.