"Support for Healthcare Plan Falls to All Time Low"

[Szymon]

I've spent hours and hours reading all sorts of arguments, and some of them sounded really well thought out and completely feasible. Both the Democrats and Republicans are capable of producing fantastic results, assuming the opposing political faction and ideology were non-existent. As long as the people are this evenly divided, there will always be squabbling, sabotage, filibustering and political stalemate. From what I understand, bad regulatory decisions and seemingly boundless corruption have ruined your current health insurance. Can anyone explain to me why insurance companies cannot operate out of state? I only just heard of this today. I think regulations like these, that restrict the options for people to find better health insurance is a huge problem.

I believe a lightly regulated free market option is ideal, but getting to that stage is probably impossible. Moving from where you are now, going to a socialist system might not be that bad. In my experience, the system we have up here is pretty good, but like the Professor says, each system will be unique to their government. A few greedy senators could easily ruin any sort of socialistic health insurance programs just as well as they've ruined the current capitalistic program.

Ultimately it's my opinion that until you get a program that the entire nation can get behind and support that you'll continue to have poor health insurance due to concessions to an opposing political faction in order to get a bill through and because any sort of sabotage or filibustering done in an attempt to stop a bill will leave it warped.

[TheGame]

Originally Posted by Szymon

Can anyone explain to me why insurance companies cannot operate out of state? I only just heard of this today. I think regulations like these, that restrict the options for people to find better health insurance is a huge problem.

The reason why simply breaking this boundary isn't so simple, is because there are a lot of state laws that requlate health insurance companies as-is. So what will end up happening if this limitation is simply dropped, is that health insurance companies will go to states that have the most appealing laws to them (or even worse, go over seas), and sell packages that may be considered illegal by the other state's laws 'Across state lines'.

Its not illegal for a company, even now, to exist in more then one state. Its just illegal to sell a plan across state lines due to the different variations in laws from state to state.

There's no easy fix for this, that's for sure.