Giving money to bums

[Crash]

So yesterday, I was filling up at the gas station, this old lady comes up to me asking for a ride. I said no, i'm not going that way I can't help you there. She said, well maybe you can help me out with a place to stay the night, I said no, i dont live around there (i wasn't lying, i lived 40 miles away). I asked where she was headed that she had no family, and she told me she was going to pittsburg or sometihng (i'm in colorado),

anyways, i gave her 20 bux, and said do something smart with it, then i gave her my card....

so, question is, how do you feel about bums, and whether or not to give em money, are they honest? is that even something we should decide?